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Announcement of the China Banking and Insurance Regulatory Commission on Adjusting the Indemnity Limits and Premium Rate Floating Coefficients of Compulsory Auto Liability Insurance
[Effective]
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中国银保监会关于调整交强险责任限额和费率浮动系数的公告
[现行有效]
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| Announcement of the China Banking and Insurance Regulatory Commission on Adjusting the Indemnity Limits and Premium Rate Floating Coefficients of Compulsory Auto Liability Insurance | | 中国银保监会关于调整交强险责任限额和费率浮动系数的公告 |
| In accordance with the relevant provisions of the Regulation on Compulsory Auto Liability Insurance, and on the basis of extensively requesting public comments, the China Banking and Insurance Regulatory Commission has determined the plans for adjusting the indemnity limits of compulsory auto liability insurance (hereinafter referred to as “CALI”) in conjunction with the Ministry of Public Security, the National Health Commission, and the Ministry of Agriculture and Rural Affairs, and determined the plans for adjusting the premium rate floating coefficients of CALI in conjunction with the Ministry of Public Security. The relevant adjustments are hereby announced as follows: | | 根据《机动车交通事故责任强制保险条例》的有关规定，在广泛征求意见的基础上，银保监会会同公安部、卫生健康委、农业农村部确定了机动车交通事故责任强制保险（以下简称交强险）责任限额的调整方案，会同公安部确定了交强险费率浮动系数的调整方案，现将有关调整内容公告如下： |
| I. New CALI indemnity limit plans | | 一、新交强险责任限额方案 |
| Within the territory of the People's Republic of China (excluding Hong Kong, Macau, and Taiwan), if the insured is involved in any traffic accident while using an insured motor vehicle, causing any bodily injury to, death of, or property losses to a victim, the limit of indemnity for damages that shall be assumed by the insured according to the law in each accident shall be as follows: the limit of indemnity for death, injury, or disability is 180,000 yuan, the limit of indemnity for medical expenses is 18,000 yuan, and the limit of indemnity for property losses is 2,000 yuan. When the insured has no fault in an accident, the limit of indemnity for death, injury, or disability is 18,000 yuan, the limit of indemnity for medical expenses is 1,800 yuan, and the limit of indemnity for property losses is 100 yuan. | | 在中华人民共和国境内（不含港、澳、台地区），被保险人在使用被保险机动车过程中发生交通事故，致使受害人遭受人身伤亡或者财产损失，依法应当由被保险人承担的损害赔偿责任，每次事故责任限额为：死亡伤残赔偿限额18万元，医疗费用赔偿限额1.8万元，财产损失赔偿限额0.2万元。被保险人无责任时，死亡伤残赔偿限额1.8万元，医疗费用赔偿限额1800元，财产损失赔偿限额100元。 |
| II. New CALI premium rate floating coefficient plans | | 二、新交强险费率浮动系数方案 |
(1) Article 3 of the Interim Measures for the Floating of Premium Rates of Compulsory Auto Liability Insurance (hereinafter referred to as the “Interim Measures”) is amended as follows:
．．．．．． | | （一）将《机动车交通事故责任强制保险费率浮动暂行办法》（以下简称《暂行办法》）第三条修改如下：
．．．．．． |
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