| | |
| Notice of the Ministry of Finance and the Ministry of Industry and Information Technology on Issuing the Interim Measures for the Administration of the Credit Guarantee Funds for Small and Medium Enterprises | | 财政部、工业和信息化部关于印发《中小企业信用担保资金管理暂行办法》的通知 |
(No.72 [2010] of the Ministry of Finance) | |
（财企[2010]72号） |
The public finance departments (bureaus), departments of industry and information technology and departments in charge of small and medium enterprises of all provinces, autonomous regions, municipalities directly under the Central Government and cities under separate state planning; and the Public Finance Bureau and the Department in Charge of Small and Medium Enterprises of Xinjiang Production and Construction Corps: | |
各省、自治区、直辖市、计划单列市财政厅（局）、工业和信息化主管部门、中小企业主管部门，新疆生产建设兵团财务局、中小企业主管部门： |
To regulate and strengthen the management of the credit guarantee funds and improve the capital use efficiency, the Ministry of Finance and the Ministry of Industry and Information Technology formulated the Interim Measures for the Administration of the Credit Guarantee Funds for Small and Medium Enterprises, which are hereby issued to you for your compliance and implementation. | |
为规范和加强中小企业信用担保资金管理，提高资金使用效率，财政部、工业和信息化部研究制定了《中小企业信用担保资金管理暂行办法》。现印发给你们，请遵照执行。 |
Annex: Interim Measures for the Administration of the Credit Guarantee Funds for Small and Medium Enterprises | |
附件：中小企业信用担保资金管理暂行办法 |
Ministry of Finance | |
财政部 |
Ministry of Industry and Information Technology | |
工业和信息化部 |
April 30, 2010 | |
二○一○年四月三十日 |
Annex: | |
附件： |
Interim Measures for the Administration of the Credit Guarantee Funds for Small and Medium Enterprises | |
中小企业信用担保资金管理暂行办法 |
| |
|
| Chapter I General Provisions | | 第一章 总 则 |
| |
|
| Article 1 To regulate and strengthen the management of the credit guarantee funds and improve the capital use efficiency, these Measures are formulated pursuant to the Budget Law of the People's Republic of China and other relevant laws and regulations. | | 第一条 为规范和加强中小企业信用担保资金管理，提高资金使用效率，根据《中华人民共和国预算法》等法律、法规的有关规定，制定本办法。 |
| |
|
| Article 2 The credit guarantee funds for small and medium enterprises (hereinafter referred to as “guarantee funds”) which are appropriated by the central fiscal budget under the Law of the People's Republic of China on the Promotion of Small and Medium Enterprises and the Several Opinions of the State Council on Further Promoting the Development of Small and Medium Enterprises (No.36 [2009] of the State Council) and exclusively used for supporting the credit guarantee institutions (hereinafter referred to as “guarantee institutions”) and the credit re-guarantee institutions (hereinafter referred to as “re-guarantee institutions”) for small and medium enterprises in increasing their business ability, expanding their guarantee businesses for small and medium enterprises and improving the financing environment for small and medium enterprises. | | 第二条 中小企业信用担保资金（以下简称担保资金）是根据《中华人民共和国中小企业促进法》、《国务院关于进一步促进中小企业发展的若干意见》（国发［2009］36号），由中央财政预算安排，专门用于支持中小企业信用担保机构（以下简称担保机构）、中小企业信用再担保机构（以下简称再担保机构）增强业务能力，扩大中小企业担保业务，改善中小企业融资环境的资金。 |
| |
|
| Article 3 The management of guarantee funds shall follow the principles of openness, transparency, designated uses, scientific management and intensified supervision so as to guarantee their lawful, safe and efficient use. | | 第三条 担保资金的管理应当遵循公开透明、定向使用、科学管理、加强监督的原则，确保资金使用规范、安全和高效。 |
| |
|
| Article 4 The Ministry of Finance shall be responsible for the budget control, distribution and appropriation of guarantee funds as well as the supervision and inspection over their uses. | | 第四条 财政部负责担保资金的预算管理、项目资金分配和资金拨付，并对资金的使用情况进行监督检查。 |
The Ministry of Industry and Information Technology shall be responsible for determining the annual focuses and uses of guarantee funds, examine the submitted projects together with the Ministry of Finance, and supervise and inspect the implementation of projects. | |
工业和信息化部负责确定担保资金的年度支持方向和重点，会同财政部对申报的项目进行审核，并对项目实施情况进行监督检查。 |
| |
|
| Chapter II Forms and Amounts of Support | | 第二章 支持方式及额度 |
| |
|
| Article 5 Guarantee funds shall provide support in the following forms: | | 第五条 担保资金采取以下几种支持方式： |
| |
|
| 1. Business subsidies: to encourage guarantee and re-guarantee institutions to provide financing guarantee (re-guarantee) services for small and medium enterprises especially small ones. For the financing guarantee business operated by qualified guarantee institutions for small and medium enterprises, business subsidies accounting for less than 2% of the annual guaranteed amount may be granted; for the financing re-guarantee business operated by qualified re-guarantee institutions for small and medium enterprises, business subsidies accounting for less than 0.5% of the annual re-guaranteed amount shall be granted. | | （一）业务补助，鼓励担保机构和再担保机构为中小企业特别是小企业提供融资担保（再担保）服务。对符合条件的担保机构开展的中小企业融资担保业务，按照不超过年担保额的2%给予补助；对符合条件的再担保机构开展的中小企业融资再担保业务，按照不超过年再担保额的0.5%给予补助。 |
| |
|
| 2. Guarantee rate subsidies: to encourage guarantee institutions to provide guarantee services for small and medium enterprises at low rates. Without raising other charging rates, subsidies shall be given for the financing guarantee business for small and medium enterprises as operated by guarantee institutions at a rate lower than 50% of the bank's benchmark interest rate over the same period, while the amount of subsidies shall not exceed the difference between 50% of the bank's benchmark interest rate over the same period and the actual guarantee rate. | | （二）保费补助，鼓励担保机构为中小企业提供低费率担保服务。在不提高其他费用标准的前提下，对担保机构开展的担保费率低于银行同期贷款基准利率50%的中小企业融资担保业务给予补助，补助比例不超过银行同期贷款基准利率50%与实际担保费率之差。 |
| |
|
| 3. Capital investment: to encourage guarantee institutions to enlarge their capital scale, improve their credit level and increase their business ability. Under special circumstances, capital investment not exceeding 30% of the amount of new investment may be granted to guarantee and re-guarantee institutions which meet the prescribed conditions. | | （三）资本金投入，鼓励担保机构扩大资本规模，提高信用水平，增强业务能力。特殊情况下，对符合条件的担保机构、再担保机构，按照不超过新增出资额的30%给予注资支持。 |
| |
|
| 4. Others: other forms to encourage and lead guarantee and re-guarantee institutions to operate the credit guarantee (re-guarantee) business for small and medium enterprises. | | （四）其他。用于鼓励和引导担保机构、再担保机构开展中小企业信用担保（再担保）业务的其他支持方式。 |
| |
|
Article 6 Guarantee and re-guarantee institutions can simultaneously enjoy support provided in two or more of the above-mentioned forms, but the amount of guarantee funds granted to a single guarantee or re-guarantee institution may not exceed 30 million yuan, unless for special circumstances.
．．．．．． | | 第六条 符合条件的担保机构、再担保机构可以同时享受以上不限于一项支持方式的资助，但单个担保机构、再担保机构当年获得担保资金的资助额，除特殊情况外，一般不超过3000万元。
．．．．．． |
|
Dear visitor, as a premium member of this database, you will get complete access to all content.Please go premium and get more.
1. To become a premium member, please call 400-810-8266 Ext. 171.
2. Binding to the account with access to this database.
3. Apply for a trial account.
4. To get instant access to a document, you can Pay Amount 【￥400.00】 for your single purchase. | |
您好：您现在要进入的是北大法宝英文库会员专区。
如您是我们英文用户可直接 登录，进入会员专区查询您所需要的信息；如您还不是我们 的英文用户；您可通过网上支付进行单篇购买，支付成功后即可立即查看本篇内容。
Tel: +86 (10) 82689699, +86 (10) 82668266 ext. 153
Mobile: +86 13311570713
Fax: +86 (10) 82668268
E-mail:info@chinalawinfo.com
|
| | | |
| | | |