| Notice of the People's Bank of China and the China Banking Regulatory Commission on Adjusting the Policies on Automobile Loans | | 中国人民银行、中国银行业监督管理委员会关于调整汽车贷款有关政策的通知 |
| (No. 234 [2017] of the China Banking Regulatory Commission) | | （银发〔2017〕234号） |
| The Shanghai Head Office of the People's Bank of China (“PBC”); all branches and business management departments of the PBC; all central sub-branches of the PBC in capital cities of provinces (autonomous regions) and sub-provincial cities; all local offices of the China Banking Regulatory Commission (“CBRC”) in all provinces (autonomous regions and municipalities directly under the Central Government); all state-owned commercial banks and joint-stock commercial banks; and Postal Savings Bank of China: | | 中国人民银行上海总部，各分行、营业管理部，各省会（首府）城市中心支行，各副省级城市中心支行；各省（自治区、直辖市）银监局；各国有商业银行、股份制商业银行，中国邮政储蓄银行： |
| For the purposes of implementing the policies of the State Council for adjusting the economic structure, fulfilling diversified consumption potential, promoting the economic development of the green environmental protection industry, and improving the quality and efficiency of supplies in the automobile consumption credit market, in accordance with the Guiding Opinions of the People's Bank of China and the China Banking Regulatory Commission on Providing More Financial Support to New Consumption Fields (No. 92 [2016], CBRC), the matters on automobile loan policies are hereby announced as follows. | | 为落实国务院调整经济结构的政策，释放多元化消费潜力，推动绿色环保产业经济发展，提升汽车消费信贷市场供给质效，根据《中国人民银行 银监会关于加大对新消费领域金融支持的指导意见》（银发〔2016〕92号），现将汽车贷款政策有关事项通知如下： |
I. The maximum amount of loan granted for the purchase of a traditional power automobile for self-use shall be 80% of the automobile's price. The maximum amount of loan granted for the purchase of a traditional power automobile for commercial use shall be 70% of the automobile's price. The maximum amount of loan granted for the purchase of a new energy vehicle for self-use shall be 85% of the vehicle's price. The maximum amount of loan granted for the purchase of a new energy vehicle for commercial use shall be 75% of the vehicle's price. The maximum amount of loan granted for the purchase of a second-hand car shall be 70% of the car's price.
．．．．．． | | 一、自用传统动力汽车贷款最高发放比例为80%，商用传统动力汽车贷款最高发放比例为70%；自用新能源汽车贷款最高发放比例为85%，商用新能源汽车贷款最高发放比例为75%；二手车贷款最高发放比例为70%。
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